I’m Not Counting on Social Security COLAs to Carry Me Through Retirement. Here’s What I’m Doing to Combat Inflation Instead.

It’s official: Social Security’s cost-of-living adjustment (COLA) for 2025 has been announced. Come January, current beneficiaries will be receiving 2.5% more than they’re getting now, mirroring 2024’s overall inflation rate. Somehow it doesn’t seem like enough, however. Although it’s a purely mathematical matter, most people — and retirees in particular — seem to be struggling … Read more